If you are considering buying a property in a housing development, it’s essential to understand what a Homeowners Association (HOA) is and how it operates. HOAs are legal entities responsible for managing and regulating housing development schemes. Although homeowners own their

With the majority of homes in South Africa being financed by the country’s largest banks, a common online debate persists: who truly owns a mortgaged home? Some believe that the bank holds ownership, but the reality centers around two key factors: The authority you assume o

Servitudes in South Africa can be established in several ways. The methods of creation include registration by court order and through legislation. A servitude is a limited real right that allows the holder to use and enjoy another person’s property or restricts the property ow

Clients often ask why certain documentation must be authenticated or certified by a Notary and not by a Commissioner of Oaths. To answer this question, one must know and understand the role and functions of a Notary, also commonly known as a Notary public. A Notary is a public fu

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